Terms & Conditions
Introduction
Welcome to Kavorilthyn. These terms and conditions govern your use of our financial planning subscription services and website.
I agree to the Terms & Conditions
By using our services, you agree to be bound by these terms
Definitions
The following terms have specific meanings throughout this agreement
- "Service": Refers to our subscription-based financial planning consultation and advice services
- "User" or "Client": Any individual who subscribes to or uses our services
- "Subscription": Monthly recurring payment arrangement for ongoing access to our services
- "Content": All information, advice, tools, and materials provided through our platform
Use of Our Service
Your use of our service is subject to the following terms and restrictions
Eligibility
You must be at least 18 years old and legally capable of entering into contracts to use our services
Kavorilthyn financial planning footer logo: Kavorilthyn financial planning footer logo
Permitted Uses
- Access financial planning consultation services according to your subscription level
- Use provided tools and resources for personal financial planning purposes
- Communicate with our consultants through approved channels
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information for consultation purposes
- Pay subscription fees according to agreed terms and schedule
- Use services in compliance with applicable laws and regulations
- Maintain confidentiality of account access credentials
Prohibited Activities
The following activities are strictly prohibited
- Sharing account access with unauthorized persons
- Using services for illegal or fraudulent purposes
- Attempting to reverse engineer or copy our systems
- Harassing or threatening our staff or other users
- Providing false information or misrepresenting your circumstances
Intellectual Property
All content, tools, and materials provided through our service remain our intellectual property and are protected by applicable copyright laws.
Unauthorized reproduction or distribution of our content is prohibited
Privacy and Data Protection
Your use of our services is governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Privacy Policy
Service Disclaimers
Past performance does not guarantee future results
Our services are provided "as is" without warranties of any kind, express or implied
We disclaim all warranties regarding service availability, accuracy, or fitness for specific purposes
Individual results may vary based on personal circumstances, market conditions, and implementation of advice
Limitation of Liability
Our liability for any claims arising from use of our services is limited to the subscription fees paid in the 12 months preceding the claim.
We exclude liability for indirect, consequential, or punitive damages
Dispute Resolution
We are committed to resolving disputes through fair and efficient processes
Arbitration Process
Disputes that cannot be resolved through direct communication may be subject to arbitration
- Arbitration shall be conducted according to UK Arbitration Act 1996
- Proceedings shall be conducted in English in London, England
- Both parties shall bear their own costs unless otherwise determined
EU Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform
Available at ec.europa.eu/consumers/odr: ec.europa.eu/consumers/odr
We participate in alternative dispute resolution procedures where applicable
Indemnification
Users agree to indemnify Kavorilthyn against claims arising from violation of these terms, misuse of services, or violation of applicable laws.
Service Termination
Either party may terminate the subscription service with 30 days written notice. We may immediately suspend services for terms violations.
Upon termination, access to services ceases and any outstanding fees become immediately due
Governing Law
These terms are governed by English law and subject to the exclusive jurisdiction of English courts.
Changes to Terms
We may modify these terms with 30 days notice to subscribers. Continued use constitutes acceptance of changes.
Changes will be communicated via email and website notification
Entire Agreement
These terms constitute the complete agreement between parties and supersede all previous agreements or understandings.
Contact Information
For questions about these terms, please contact us
Effective Date: August 15, 2025
Registered with Companies House England & Wales