Terms & Conditions

Introduction

Welcome to Kavorilthyn. These terms and conditions govern your use of our financial planning subscription services and website.

I agree to the Terms & Conditions

By using our services, you agree to be bound by these terms

Definitions

The following terms have specific meanings throughout this agreement

  • "Service": Refers to our subscription-based financial planning consultation and advice services
  • "User" or "Client": Any individual who subscribes to or uses our services
  • "Subscription": Monthly recurring payment arrangement for ongoing access to our services
  • "Content": All information, advice, tools, and materials provided through our platform

Use of Our Service

Your use of our service is subject to the following terms and restrictions

Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services

Kavorilthyn financial planning footer logo: Kavorilthyn financial planning footer logo

Permitted Uses

  • Access financial planning consultation services according to your subscription level
  • Use provided tools and resources for personal financial planning purposes
  • Communicate with our consultants through approved channels

User Responsibilities

As a user of our services, you agree to

  • Provide accurate and complete information for consultation purposes
  • Pay subscription fees according to agreed terms and schedule
  • Use services in compliance with applicable laws and regulations
  • Maintain confidentiality of account access credentials

Prohibited Activities

The following activities are strictly prohibited

  • Sharing account access with unauthorized persons
  • Using services for illegal or fraudulent purposes
  • Attempting to reverse engineer or copy our systems
  • Harassing or threatening our staff or other users
  • Providing false information or misrepresenting your circumstances

Intellectual Property

All content, tools, and materials provided through our service remain our intellectual property and are protected by applicable copyright laws.

Unauthorized reproduction or distribution of our content is prohibited

Privacy and Data Protection

Your use of our services is governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Privacy Policy

Service Disclaimers

Past performance does not guarantee future results

Our services are provided "as is" without warranties of any kind, express or implied

We disclaim all warranties regarding service availability, accuracy, or fitness for specific purposes

Individual results may vary based on personal circumstances, market conditions, and implementation of advice

Limitation of Liability

Our liability for any claims arising from use of our services is limited to the subscription fees paid in the 12 months preceding the claim.

We exclude liability for indirect, consequential, or punitive damages

Dispute Resolution

We are committed to resolving disputes through fair and efficient processes

Arbitration Process

Disputes that cannot be resolved through direct communication may be subject to arbitration

  • Arbitration shall be conducted according to UK Arbitration Act 1996
  • Proceedings shall be conducted in English in London, England
  • Both parties shall bear their own costs unless otherwise determined

EU Online Dispute Resolution

EU residents may access the European Commission's Online Dispute Resolution platform

Available at ec.europa.eu/consumers/odr: ec.europa.eu/consumers/odr

We participate in alternative dispute resolution procedures where applicable

Indemnification

Users agree to indemnify Kavorilthyn against claims arising from violation of these terms, misuse of services, or violation of applicable laws.

Service Termination

Either party may terminate the subscription service with 30 days written notice. We may immediately suspend services for terms violations.

Upon termination, access to services ceases and any outstanding fees become immediately due

Governing Law

These terms are governed by English law and subject to the exclusive jurisdiction of English courts.

Changes to Terms

We may modify these terms with 30 days notice to subscribers. Continued use constitutes acceptance of changes.

Changes will be communicated via email and website notification

Entire Agreement

These terms constitute the complete agreement between parties and supersede all previous agreements or understandings.

Contact Information

For questions about these terms, please contact us

Kavorilthyn

45 Moorgate, London EC2R 6BH

Email: info@kavorilthyn.com

Phone: +44 7700 7008 0313

Effective Date: August 15, 2025

Registered with Companies House England & Wales